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Formation Money
The AI wealth dashboard for self-directed HNW households
Formation Money is the best-in-class personal finance dashboard for self-directed high-net-worth households — people who'd rather manage their own money than hand it to a wealth manager. Its AI, AURA, turns a complex financial life across many custodians and entities (trusts, LLCs, equity comp, K-1s, multi-state tax) into one clear, cited picture you can act on yourself. Education-only — it never gives personalized advice or moves your money.
Hi Product Hunt 👋 I'm Brad, founder of Formation Money.
I built Formation for a specific person: the financially capable DIY-er whose money has outgrown a single login — several custodians, a trust or an LLC, equity comp, K-1s, multi-state tax — and who'd rather run their own money than hand it to a wealth manager.
Most tools either flatten all of that into one pile (budgeting apps) or cost $2,500+/yr and assume you have staff (family-office software). Formation organizes everything by the entity that owns it, cites every number back to its source, and gives you AURA — an AI that explains your actual money in plain English so you can make the call yourself.
It's education-only by design: AURA never gives personalized advice, and Formation never touches your money (read-only, via Plaid).
Would love your feedback — ask me anything.
About Formation Money on Product Hunt
“The AI wealth dashboard for self-directed HNW households”
Formation Money was submitted on Product Hunt and earned 6 upvotes and 3 comments, placing #160 on the daily leaderboard. Formation Money is the best-in-class personal finance dashboard for self-directed high-net-worth households — people who'd rather manage their own money than hand it to a wealth manager. Its AI, AURA, turns a complex financial life across many custodians and entities (trusts, LLCs, equity comp, K-1s, multi-state tax) into one clear, cited picture you can act on yourself. Education-only — it never gives personalized advice or moves your money.
On the analytics side, Formation Money competes within Fintech, Investing and Artificial Intelligence — topics that collectively have 547.6k followers on Product Hunt. The dashboard above tracks how Formation Money performed against the three products that launched closest to it on the same day.
Who hunted Formation Money?
Formation Money was hunted by Brad Porter. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Formation Money including community comment highlights and product details, visit the product overview.
Brad Porter