Zoneless is a free, open-source drop-in replacement for Stripe Connect using USDC. Identical API, but payouts cost $0.002 and settle instantly across 220+ countries. Battle-tested for 3 months on PromptBase, processing 1,400+ payouts and cutting my $9,400/mo Stripe fees to ~$5. If you know how to use Stripe, you already know Zoneless.
Hi Product Hunt 👋 excited to be launching on the first Alpha day! ⍺
I'm Ben / Tiny Projects,
For the past 3 years I've been solo bootstrapping PromptBase, an AI marketplace with 450k+ users. At the peak, I was burning $9,400/month in opaque Stripe Connect fees for seller payouts, so I built Zoneless to replace it.
Zoneless is a free, open-source (Apache 2.0) drop-in replacement for the payout part of Stripe Connect. It allows you to pay marketplace sellers globally with stablecoins (USDC) using an identical API to Stripe and at near-zero fees.
I've been dogfooding Zoneless on PromptBase for 3 months with some good results: - 2,200+ sellers onboarded - 1,400+ payouts completed - Monthly payout fees reduced from ~$9.4k to just a few dollars - 73% of sellers, when given the choice at onboarding, actively picked Zoneless over Stripe Connect
A massive part of running a marketplace is paying sellers. While Stripe Connect is a great product, it has big pain points: - Expensive + complex fees: $2/mo per active account, 0.25% + $0.25 domestic payout fee, $1.50 international payout fee, 0.25–1.25% cross-border fee, 0.50–1% FX fee. It costs >$2 to move $1. - Limited reach: Only supports around 47 countries. - Slow payouts: Takes 2-7 days to settle. - Platform risk: A massive single point of failure if your account gets randomly flagged.
Zoneless is designed to solve all this: - Payouts cost ~$0.002 on Solana - Global: 220+ countries/regions - Instant payouts, 24/7/365. - Self-hostable and open-source
The API/SDK is identical to Stripe (same webhook events, same object shapes, etc.). If you know Stripe, you already know how to use Zoneless. There’s also an Express Dashboard for sellers to onboard and track their earnings.
I've been able to remove annoying things on PromptBase like forcing sellers to accrue a $30 minimum balance before a payout just to keep our costs down. I can now also onboard sellers from more countries, which has helped spread the word and grow the buyer side too.
A big worry was that non-crypto users would be confused or hate getting paid in USDC, but they actually don’t mind at all, they just care about being paid faster. If they want to convert to their local currency, they simply use an exchange like Coinbase.
Zoneless is self-custodial, meaning you create and own your wallet, and the code never touches funds. You can also easily plug in providers for KYC/AML.
I appreciate that anything related to crypto is like Marmite (pretty polarizing); I’m a no-coiner and have never dabbled in NFTs, but I do think stablecoins are different: they’re just boring tech to move money around cheaply.
I'd love to hear your thoughts, feedback, or questions - especially if you've dealt with Stripe Connect / payouts / marketplaces before.
Considering this for Leo.casa where we do escrow for home renovations, but I have concerns about security since we'd be holding thousands of Euros €€€ and needs it to be trustworthy. What are your thoughts on this?
This is so interesting, but something is missing to understand it properly. Does it need some integrations to work properly for payment and payout? Or everyone should have an USDC account?
About Zoneless on Product Hunt
“Open-source Stripe Connect alternative with $0.002 fees”
Zoneless launched on Product Hunt on April 9th, 2026 and earned 109 upvotes and 8 comments, placing #26 on the daily leaderboard. Zoneless is a free, open-source drop-in replacement for Stripe Connect using USDC. Identical API, but payouts cost $0.002 and settle instantly across 220+ countries. Battle-tested for 3 months on PromptBase, processing 1,400+ payouts and cutting my $9,400/mo Stripe fees to ~$5. If you know how to use Stripe, you already know Zoneless.
Zoneless was featured in Open Source (68.3k followers), Fintech (46.8k followers), GitHub (41.2k followers) and Alpha (11 followers) on Product Hunt. Together, these topics include over 45.3k products, making this a competitive space to launch in.
Who hunted Zoneless?
Zoneless was hunted by Ben Stokes (Tiny Projects💡). A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Want to see how Zoneless stacked up against nearby launches in real time? Check out the live launch dashboard for upvote speed charts, proximity comparisons, and more analytics.
Ben Stokes (Tiny Projects💡)
Hi Product Hunt 👋 excited to be launching on the first Alpha day! ⍺
I'm Ben / Tiny Projects,
For the past 3 years I've been solo bootstrapping PromptBase, an AI marketplace with 450k+ users. At the peak, I was burning $9,400/month in opaque Stripe Connect fees for seller payouts, so I built Zoneless to replace it.
Zoneless is a free, open-source (Apache 2.0) drop-in replacement for the payout part of Stripe Connect. It allows you to pay marketplace sellers globally with stablecoins (USDC) using an identical API to Stripe and at near-zero fees.
I've been dogfooding Zoneless on PromptBase for 3 months with some good results:
- 2,200+ sellers onboarded
- 1,400+ payouts completed
- Monthly payout fees reduced from ~$9.4k to just a few dollars
- 73% of sellers, when given the choice at onboarding, actively picked Zoneless over Stripe Connect
A massive part of running a marketplace is paying sellers. While Stripe Connect is a great product, it has big pain points:
- Expensive + complex fees: $2/mo per active account, 0.25% + $0.25 domestic payout fee, $1.50 international payout fee, 0.25–1.25% cross-border fee, 0.50–1% FX fee. It costs >$2 to move $1.
- Limited reach: Only supports around 47 countries.
- Slow payouts: Takes 2-7 days to settle.
- Platform risk: A massive single point of failure if your account gets randomly flagged.
Zoneless is designed to solve all this:
- Payouts cost ~$0.002 on Solana
- Global: 220+ countries/regions
- Instant payouts, 24/7/365.
- Self-hostable and open-source
The API/SDK is identical to Stripe (same webhook events, same object shapes, etc.). If you know Stripe, you already know how to use Zoneless. There’s also an Express Dashboard for sellers to onboard and track their earnings.
I've been able to remove annoying things on PromptBase like forcing sellers to accrue a $30 minimum balance before a payout just to keep our costs down. I can now also onboard sellers from more countries, which has helped spread the word and grow the buyer side too.
A big worry was that non-crypto users would be confused or hate getting paid in USDC, but they actually don’t mind at all, they just care about being paid faster. If they want to convert to their local currency, they simply use an exchange like Coinbase.
Zoneless is self-custodial, meaning you create and own your wallet, and the code never touches funds. You can also easily plug in providers for KYC/AML.
I appreciate that anything related to crypto is like Marmite (pretty polarizing); I’m a no-coiner and have never dabbled in NFTs, but I do think stablecoins are different: they’re just boring tech to move money around cheaply.
I'd love to hear your thoughts, feedback, or questions - especially if you've dealt with Stripe Connect / payouts / marketplaces before.
- Website: https://zoneless.com
- GitHub: https://github.com/zonelessdev/z...
- Docs: https://zoneless.com/docs