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You remember lending them £20. You just don't remember if they paid you back. Who Owes Me? keeps track of the small loans, shared bills and IOUs that are too easy to forget. Track what people owe you, what you owe them, partial repayments, split bills and settlement balances in one simple dashboard. When it's time to ask, Who Owes Me? can write a friendly reminder for you, so you don't have to figure out what to say.
👋 Hey Product Hunt!
I built Who Owes Me? because I realized I was terrible at keeping track of small loans.
Not the big ones. The £15 lunch. The £30 taxi. The concert ticket I bought for someone. The money I sent a friend because they said they'd pay me back next week.
None of these felt worth making a big deal about.
Until there were ten of them.
The hardest part isn't tracking the money. It's asking for it back without feeling awkward.
So I wanted to build something that handles the boring part for you:
• Track who owes you and who you owe
• Record partial repayments
• Split bills automatically
• See overdue payments
• Settle mutual debts
• Keep a repayment history
• Write friendly reminders you can send yourself
The goal is simple: make small debts boring instead of awkward.
I'm curious:
**What's the smallest amount someone has owed you for way too long?** 😅
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About Who Owes Me? on Product Hunt
“Never forget who owes you money.”
Who Owes Me? was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #85 on the daily leaderboard. You remember lending them £20. You just don't remember if they paid you back. Who Owes Me? keeps track of the small loans, shared bills and IOUs that are too easy to forget. Track what people owe you, what you owe them, partial repayments, split bills and settlement balances in one simple dashboard. When it's time to ask, Who Owes Me? can write a friendly reminder for you, so you don't have to figure out what to say.
Who Owes Me? was featured in Fintech (47.5k followers), SaaS (44.3k followers) and Personal Finance (2.9k followers) on Product Hunt. Together, these topics include over 81.6k products, making this a competitive space to launch in.
Who hunted Who Owes Me??
Who Owes Me? was hunted by Muhammad Usman. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Want to see how Who Owes Me? stacked up against nearby launches in real time? Check out the live launch dashboard for upvote speed charts, proximity comparisons, and more analytics.
Muhammad Usman