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MortgageWise.online
Free mortgage calculator that shows your true monthly cost
Use this free mortgage calculator to estimate principal, interest, property taxes, homeowners insurance, HOA fees, total monthly payment, and amortization.
Hey Product Hunt! 👋
I'm the creator of MortgageWise — excited (and a little nervous) to share this today.
The problem I kept running into: every mortgage calculator I tried online showed me a monthly payment that was way lower than what I'd actually pay — because they only calculate principal + interest. Property taxes, homeowners insurance, HOA fees? Left out, or hidden behind a "get your personalized quote" form that wants your email and phone number.
So I built MortgageWise to just... show the real number. A few things I focused on:
🏠 The full payment — P&I + taxes + insurance + HOA, all combined, so you're not surprised later
📊 A real amortization schedule — browse it payment by payment, or export to CSV/PDF
🔒 100% client-side — your numbers never leave your browser. No account, no email gate, no data stored on a server
💸 Actually free — no premium tier hiding the useful parts
I built this on my own, mostly in my free nights, because I genuinely wanted this tool to exist and couldn't find one that didn't either oversimplify the math or gatekeep it behind a lead form.
Would love your feedback — especially:
Does the math match what you're seeing on your real mortgage statement?
What's missing that would make this more useful for your situation (refinancing, PMI, extra payments, etc.)?
Thanks for checking it out — happy to answer anything in the comments today! 🙏
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About MortgageWise.online on Product Hunt
“Free mortgage calculator that shows your true monthly cost”
MortgageWise.online was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #134 on the daily leaderboard. Use this free mortgage calculator to estimate principal, interest, property taxes, homeowners insurance, HOA fees, total monthly payment, and amortization.
MortgageWise.online was featured in Fintech (47.5k followers), Finance (6.3k followers) and Personal Finance (2.9k followers) on Product Hunt. Together, these topics include over 30.9k products, making this a competitive space to launch in.
Who hunted MortgageWise.online?
MortgageWise.online was hunted by Ramzi S. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
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Ramzi S