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Inner Circle
Mobile-money marketplace for African creator payouts.
Inner Circle is the first creator monetisation platform built natively on African mobile money rails. Fans pay in local currency — M-Pesa, MTN MoMo, Airtel — experts receive same-day payouts in theirs. No card. No PayPal. No bank account required. Six revenue streams from one link: paid sessions, subscriptions, priority DMs, paid questions, group rooms, and digital storefronts. Cross-border by default — a Nigerian fan can book a Kenyan expert and both sides settle automatically the same day.
Hey Product Hunt 👋
Andrew here, founder of Inner Circle.
I built this because I watched African creators with real audiences and real expertise share M-Pesa till numbers in their Instagram bios and hope fans would pay voluntarily. No guarantee. No recourse. No cross-border capability.
The problem was never the creators. It was the infrastructure.
Inner Circle gives every expert one link — six revenue streams, same-day mobile money payouts across 8 African markets, no bank account required. A Nigerian fan books a Kenyan expert, pays in Naira, the expert receives Kenyan shillings the same day. That transaction did not exist before we built it. 512 times in August alone.
Four months live. $218,400 ARR. 83% EBITDA margin. 71.3% 90-day creator retention. The model works.
Happy to answer anything — how the cross-border FX settlement works, how we built on mobile money rails, what the first-payout moment actually does to a creator's self-perception, all of it.
If you are an African expert or creator — or you know one — joininnercircle.vip is where to start. Takes 5 minutes to apply.
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About Inner Circle on Product Hunt
“Mobile-money marketplace for African creator payouts.”
Inner Circle was submitted on Product Hunt and earned 2 upvotes and 1 comments, placing #102 on the daily leaderboard. Inner Circle is the first creator monetisation platform built natively on African mobile money rails. Fans pay in local currency — M-Pesa, MTN MoMo, Airtel — experts receive same-day payouts in theirs. No card. No PayPal. No bank account required. Six revenue streams from one link: paid sessions, subscriptions, priority DMs, paid questions, group rooms, and digital storefronts. Cross-border by default — a Nigerian fan can book a Kenyan expert and both sides settle automatically the same day.
Inner Circle was featured in Productivity (661.2k followers), Fintech (47.5k followers) and Payments (13.2k followers) on Product Hunt. Together, these topics include over 187.1k products, making this a competitive space to launch in.
Who hunted Inner Circle?
Inner Circle was hunted by Andrew Kibe. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Want to see how Inner Circle stacked up against nearby launches in real time? Check out the live launch dashboard for upvote speed charts, proximity comparisons, and more analytics.
Andrew Kibe