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InHandPay

Know your real salary in 10 seconds

Productivity
Fintech
Personal Finance
Visit WebsiteSee on Product Hunt

Hunted byAtharva PatwardhanAtharva Patwardhan

InHandPay is a free CTC-to-in-hand salary toolkit for India. Compare New vs Old tax regime, see PF/gratuity/tax deductions, explore salary pages by LPA, and generate a personalized salary report. No login, no clutter just your real take-home pay.

Top comment

Hi Product Hunt 👋 Every Indian offer letter hides a plot twist: the salary on page one is never the salary that reaches your bank account. A ₹12 LPA CTC is not ₹1L/month. Employer PF, gratuity, employee PF, professional tax, variable pay and income tax all quietly reshape the real number — and most people only find out on their first payday. That gap has bothered me for years, so I finally built the tool I always wished existed: InHandPay, a free, no-login salary toolkit for India. It helps Indian salaried professionals quickly: - Convert CTC to monthly in-hand salary - Compare New vs Old tax regime for FY 2026-27 - Understand PF, gratuity and tax deductions - Use calculators for income tax, HRA, EPF, gratuity and salary hikes - Generate a personalized salary report I wanted this to feel fast, clean and practical. No login. No financial-product funnel. No unnecessary AI. Just the answer people need before accepting or negotiating an offer. Would love your feedback — especially from Indian employees, founders, HR folks and personal finance builders. One question for you: what should I build next — offer comparison, notice-period buyout, or a recruiter bulk calculator?

Comment highlights

love how the salary pages by LPA break things down so cleanly without forcing a sign up first. the no-login move is a real treat in a space that usually locks every calculation behind an email wall.

Would love to see a built-in comparison of monthly vs annual take-home with a simple breakdown of where every rupee goes, especially helpful when planning big purchases or loans.

Finally a clean salary calculator that just works without making you sign up or sit through ads. Liked how the PF and gratuity breakdown is right there on the same page as the tax comparison.

Finally a salary calculator that does not ask me to sign up just to see my in-hand pay. The old vs new regime breakdown was clear and the LPA pages made it easy to sanity check what I should actually be taking home.

About InHandPay on Product Hunt

Know your real salary in 10 seconds

InHandPay was submitted on Product Hunt and earned 11 upvotes and 6 comments, placing #50 on the daily leaderboard. InHandPay is a free CTC-to-in-hand salary toolkit for India. Compare New vs Old tax regime, see PF/gratuity/tax deductions, explore salary pages by LPA, and generate a personalized salary report. No login, no clutter just your real take-home pay.

InHandPay was featured in Productivity (656.2k followers), Fintech (47.2k followers) and Personal Finance (2.9k followers) on Product Hunt. Together, these topics include over 168.3k products, making this a competitive space to launch in.

Who hunted InHandPay?

InHandPay was hunted by Atharva Patwardhan. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.

Reviews

InHandPay has received 2 reviews on Product Hunt with an average rating of 5.00/5. Read all reviews on Product Hunt.

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