This product was not featured by Product Hunt yet. It will not be visible on their landing page and won't be ranked (cannot win product of the day regardless of upvotes).
Every AI finance app sends your salary and spending to a server. Fainto doesn't. Five LLMs run on-device — 135M to Phi-4 Mini 3.8B — so your money coach works offline, with no account, no ads, no tracking. Plus a 45-country tax engine. Free on Android.
I'm Mohsen, Android Tech Lead and AI enthusiast. I built Fainto because I wanted an AI finance coach and couldn't find one I'd trust with my own bank data.
The problem with every AI budgeting app
Cleo, Rocket Money, Copilot — they all work the same way underneath. Your transactions get uploaded, an API call goes out to a model provider, and advice comes back. Your salary, your rent, your debts, your medical spending: sitting on someone else's server, protected by a privacy policy that can change tomorrow.
I didn't want "encrypted in transit." I wanted it not sent at all.
So the AI runs on your phone
Not a marketing claim — an architecture. The model executes on your device. Put Fainto in airplane mode, and the coach still answers your questions.
🧠 Five on-device models, from a 135M lightweight one up to Phi-4 Mini (3.8B), so it adapts to a budget phone or a flagship. ~10 tokens/sec, locally.
🔒 Zero bytes uploaded by default. No account, no email, no sign-up. Open it and start.
🌍 A 45-country tax engine — real income tax rules, not a US-only calculator. 25 languages.
📴 Fully offline. Plane, subway, bad signal, doesn't matter.
🚫 No ads. No trackers. No bank connection.
Why nobody else does this
Getting a 3.8B-parameter model to run inside an Android app's memory budget, at usable speed, without cooking the battery, took months of quantization and memory work. Shipping an API key takes an afternoon. That's the entire reason the "private AI finance app" category is empty.
Where it honestly stands
It's early. Solo project, Android-first. iOS is the most-requested thing, and I'm listening. I'd especially love to hear from anyone who's abandoned a budgeting app because they didn't want to link their bank — that's exactly who I built this for.
Free on Google Play. Happy to go deep on the on-device LLM side if anyone's curious — AMA.
The on-device approach is genuinely refreshing, especially the no-account setup. One thing that would make me stick with it long-term: recurring transaction detection that learns from manual entries. If Fainto could recognize a pattern like my monthly rent or weekly groceries after two or three logs and start suggesting them automatically, that would save real time.
Love that it stays offline, the privacy angle is genuinely different from everything else out there. One thing I'd love to see is a simple CSV import for old bank statements so I can backfill a few months of history without typing everything in by hand. That would make the switch from my current app way less painful.
the on-device llm angle is genuinely cool, and the tax engine covering 45 countries is wild for a free app. one thing i'd love to see is a desktop or web version, even a simple read-only sync via local file export, so i can review my budget on a bigger screen without giving up the privacy-first setup.
Love the on-device angle, that's a real differentiator. One thing that would make it stick for me is a desktop or web companion that can sync over local wifi or a cable, since typing expenses on a phone keyboard still gets old when you're doing weekly reviews at a laptop.
About Fainto: Private Budget Tracker on Product Hunt
“Private budget tracker. See where your money goes”
Fainto: Private Budget Tracker was submitted on Product Hunt and earned 9 upvotes and 10 comments, placing #130 on the daily leaderboard. Every AI finance app sends your salary and spending to a server. Fainto doesn't. Five LLMs run on-device — 135M to Phi-4 Mini 3.8B — so your money coach works offline, with no account, no ads, no tracking. Plus a 45-country tax engine. Free on Android.
Fainto: Private Budget Tracker was featured in Android (57.4k followers), Privacy (11.2k followers), Money (4.6k followers) and Finance (6.1k followers) on Product Hunt. Together, these topics include over 61.2k products, making this a competitive space to launch in.
Who hunted Fainto: Private Budget Tracker?
Fainto: Private Budget Tracker was hunted by Mohsen Rezania. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Want to see how Fainto: Private Budget Tracker stacked up against nearby launches in real time? Check out the live launch dashboard for upvote speed charts, proximity comparisons, and more analytics.
Mohsen Rezania
Hey Product Hunt 👋
I'm Mohsen, Android Tech Lead and AI enthusiast. I built Fainto because I wanted an AI finance coach and couldn't find one I'd trust with my own bank data.
The problem with every AI budgeting app
Cleo, Rocket Money, Copilot — they all work the same way underneath. Your transactions get uploaded, an API call goes out to a model provider, and advice comes back. Your salary, your rent, your debts, your medical spending: sitting on someone else's server, protected by a privacy policy that can change tomorrow.
I didn't want "encrypted in transit." I wanted it not sent at all.
So the AI runs on your phone
Not a marketing claim — an architecture. The model executes on your device. Put Fainto in airplane mode, and the coach still answers your questions.
🧠 Five on-device models, from a 135M lightweight one up to Phi-4 Mini (3.8B), so it adapts to a budget phone or a flagship. ~10 tokens/sec, locally.
🔒 Zero bytes uploaded by default. No account, no email, no sign-up. Open it and start.
🌍 A 45-country tax engine — real income tax rules, not a US-only calculator. 25 languages.
📴 Fully offline. Plane, subway, bad signal, doesn't matter.
🚫 No ads. No trackers. No bank connection.
Why nobody else does this
Getting a 3.8B-parameter model to run inside an Android app's memory budget, at usable speed, without cooking the battery, took months of quantization and memory work. Shipping an API key takes an afternoon. That's the entire reason the "private AI finance app" category is empty.
Where it honestly stands
It's early. Solo project, Android-first. iOS is the most-requested thing, and I'm listening. I'd especially love to hear from anyone who's abandoned a budgeting app because they didn't want to link their bank — that's exactly who I built this for.
Free on Google Play. Happy to go deep on the on-device LLM side if anyone's curious — AMA.