This product was not featured by Product Hunt yet. It will not be visible on their landing page and won't be ranked (cannot win product of the day regardless of upvotes).
Car accident cost calculator
Count the true cost of a crash — and what proof is worth.
The repair is just the beginning. This free tool estimates the real cost of a car accident: tick the damaged parts, set your car’s make and age and your policy, and see two figures — the repair bill and what actually lands on you (excess, years of higher premiums, hire car, time). A “can you prove you weren’t at fault?” toggle shows what clear dash-cam evidence recovers. No sign-up, nothing stored — it runs entirely in your browser.
Why we built it / what it solves / what the costs are based on
Most drivers badly underestimate what a crash costs. They picture the repair bill — but insurance usually covers that beyond the excess. The real hit is the part nobody adds up: the years of higher premiums after an at-fault claim, plus the excess, a hire car, lost time, and, worst of all, the cost of being wrongly blamed when it’s your word against theirs. The tools already out there either spit out a single repair figure or are lead-capture forms that want your details before they’ll answer. We wanted an honest one that shows the whole picture — and makes plain what clear evidence is actually worth in a disputed accident, without pretending a camera prevents crashes or reduces your own liability.
The numbers are built from your own inputs, scaled by transparent, sourced benchmarks:
• Repair bill = a typical base cost for each damaged part, multiplied by a make factor (Japanese ≈ 0.9, American ≈ 1.0, European ≈ 1.35 — premium parts cost more) and a year factor (newer cars carry ADAS sensors and complex panels, so they cost more to fix). If it nears the car’s value, it flags a likely write-off.
• Higher premium = your premium × a typical ~45% at-fault increase × the 3–5 years it lasts.
• Excess/franchise, hire car (~$45/day), injury and admin come from your inputs plus typical figures — with a toggle for whether your policy refunds the excess when you’re not at fault.
Benchmarks are drawn from the Insurance Information Institute, NHTSA, NerdWallet, Bankrate and Forbes Advisor (typical US figures, adjustable to your own car, insurer and currency in £/$/€). Every output is simple arithmetic on your inputs — an estimate to sanity-check against a real quote, not financial advice.
Ticked a few parts on my old hatchback and the "true cost" number was way higher than I expected once it added the premium hikes over a few years. The dash-cam toggle is a nice touch, makes you think about evidence before you actually need it.
About Car accident cost calculator on Product Hunt
“Count the true cost of a crash — and what proof is worth.”
Car accident cost calculator was submitted on Product Hunt and earned 0 upvotes and 2 comments, placing #100 on the daily leaderboard. The repair is just the beginning. This free tool estimates the real cost of a car accident: tick the damaged parts, set your car’s make and age and your policy, and see two figures — the repair bill and what actually lands on you (excess, years of higher premiums, hire car, time). A “can you prove you weren’t at fault?” toggle shows what clear dash-cam evidence recovers. No sign-up, nothing stored — it runs entirely in your browser.
Car accident cost calculator was featured in Cars (6.2k followers) and Money (4.6k followers) on Product Hunt. Together, these topics include over 7.4k products, making this a competitive space to launch in.
Who hunted Car accident cost calculator?
Car accident cost calculator was hunted by murphy warren. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
Want to see how Car accident cost calculator stacked up against nearby launches in real time? Check out the live launch dashboard for upvote speed charts, proximity comparisons, and more analytics.
murphy warren