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Xpenvo
Most apps track your money. Zara talks to you about it.
Zara, Xpenvo's AI money coach, reads your real spending and tells you the truth, kindly. Track expenses, hit goals, and never feel judged about money.
Hey Product Hunt, I'm Joel, solo founder of Xpenvo. Built and shipped this by myself.
Every budgeting app I've used shows you a pie chart and stops there. I wanted something that actually told me what to do with the number, not just where it went. That's basically why Zara exists. She's not a chatbot bolted onto a budgeting app, she's built on Claude and she actually reads your real transactions before she says anything, so when you ask her if you can afford something or why you overspent last month, the answer is based on your actual numbers, not a generic tip you'd get from any finance blog. Beyond Zara there's a full set of tools I kept adding because I kept wanting them myself: a Financial DNA test that scores your money habits, a Money Mirror that shows you where your current habits actually lead in 1, 5, and 10 years, Payday Mode that walks you through bills and savings the day your paycheck lands.
Free tier is genuinely usable long term, not a 14 day trap.
First 10 beta testers get 60 days of Pro free, then a founding rate locked in for a year. Would love to hear what you think, I'll be in the comments all day.
About Xpenvo on Product Hunt
“Most apps track your money. Zara talks to you about it.”
Xpenvo was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #56 on the daily leaderboard. Zara, Xpenvo's AI money coach, reads your real spending and tells you the truth, kindly. Track expenses, hit goals, and never feel judged about money.
On the analytics side, Xpenvo competes within Artificial Intelligence, Finance and Personal Finance — topics that collectively have 488.3k followers on Product Hunt. The dashboard above tracks how Xpenvo performed against the three products that launched closest to it on the same day.
Who hunted Xpenvo?
Xpenvo was hunted by Joel. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Xpenvo including community comment highlights and product details, visit the product overview.
Joel