Hannan Malik
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Stated
Privacy-first AI finance tracker
Every personal finance app asks for your bank login. You hand over credentials to a third party, hope they're secure, and pray nothing leaks. For millions of people, that's a dealbreaker. The alternative? Spreadsheets that never get updated, or just... not knowing where your money goes. Stated lets you track spending, set budgets, and get AI-powered insights — just by uploading a bank statement PDF. No bank login, no personal info, no risk.
Top comment
About Stated on Product Hunt
“Privacy-first AI finance tracker ”
Stated launched on Product Hunt on April 7th, 2026 and earned 79 upvotes and 9 comments, placing #28 on the daily leaderboard. Every personal finance app asks for your bank login. You hand over credentials to a third party, hope they're secure, and pray nothing leaks. For millions of people, that's a dealbreaker. The alternative? Spreadsheets that never get updated, or just... not knowing where your money goes. Stated lets you track spending, set budgets, and get AI-powered insights — just by uploading a bank statement PDF. No bank login, no personal info, no risk.
On the analytics side, Stated competes within Web App, Fintech and Banking — topics that collectively have 170.2k followers on Product Hunt. The dashboard above tracks how Stated performed against the three products that launched closest to it on the same day.
Who hunted Stated?
Stated was hunted by Hannan Malik. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Stated including community comment highlights and product details, visit the product overview.
I built Stated because I was tired of every finance app demanding my bank login before I could even see what it does.
I'm based in the UAE, managing accounts across multiple countries and currencies. Every budgeting app I tried either didn't support my banks, required credentials I wasn't comfortable sharing, or just didn't work outside the US/UK fintech ecosystem.
So I asked a simple question: **why can't I just upload a bank statement and get the same insights?**
That's exactly what Stated does. Drop in a PDF, CSV, or Excel statement and you instantly get:
- Auto-categorised transactions (AI-powered, learns your habits)
- Budgets with real-time tracking
- Recurring payment detection (catch those forgotten subscriptions)
- AI insights on your spending patterns
- Cash flow projections
- Multiple currency support
Everything is encrypted with AES-256 the moment it hits the server. No bank connections, no personal info required to sign up.
**What's next:**
- MCP so you can access your data through Claude
- More bank parsers (currently 19+ supported but most will work out the box)
- Goal-based savings tracking
- Shared household budgets
- Multiple users (accountants, business partners)
- Mobile app
I'd love your feedback — what would make this useful for you? Happy to answer any questions in the comments.
— Hannan