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Kopilo
Your money's copilot, right inside Telegram
Kopilo is a premium Telegram Mini App for personal and shared finance with a stunning "Liquid Glass" 3D design. Track 50+ currencies, create joint family budgets, and instantly split bills. It features a built-in debt tracker and an AI Copilot that chats in natural language and scans paper receipts via OCR. Available in 14 languages with smart budget limits, Telegram push notifications, and native fiat/crypto payments. Your ultimate financial advisor right inside Telegram, no installs needed.
Hi PH. I'm Alex, a solo Java dev from Belarus. Kopilo started because I was tired of opening finance apps that asked me to create an account before I could see anything. I use Telegram for hours every day. My partner does too. Everyone I know does. So I thought: why not just build the tracker there, where people already are?
That was naive. Telegram Mini Apps have their own quirks. The WebKit black screen bug on iOS ate two days. Getting Telegram Stars payments to work required me to anonymously override a validate() method in a Java library because the library refuses to accept an empty provider token, even though that's exactly what Telegram's own API spec requires for Stars. There's a comment in my codebase about it that I will never delete. The stack: Java 21 + Spring Boot 3 + PostgreSQL + Redis on the backend, living on a OVHCloud VPS. React 19 + TypeScript + Vite on the frontend, on Vercel. For AI I'm using Gemini's native SSE API directly, no wrappers, because every abstraction library I tried added some parameter that broke the stream.
I called the design language "Liquid Glass Finance." 3D account cards, glassmorphism panels, HSL rainbow progress bars on budgets that go from green to red as you spend. Finance apps are almost always grey and boring. I don't think they have to be. Nine phases from blank repo to this. Right now I'm at phase 9 - domain, scaling, getting real people to use it.
The feature I'm most curious about in terms of user reaction: shared Spaces. You add a partner or roommate, set permissions (can they add transactions? see analytics? manage budgets?), and debts between members are tracked automatically. Real-time via WebSocket. I built it because my girlfriend and I kept having the "wait who paid for groceries" conversation. We don't anymore.
7-day free trial, no card needed. Just Telegram. Would love to know what finance tracking problem actually bothers you. I have a feedback form built into the app and I read every submission.
About Kopilo on Product Hunt
“Your money's copilot, right inside Telegram”
Kopilo was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #149 on the daily leaderboard. Kopilo is a premium Telegram Mini App for personal and shared finance with a stunning "Liquid Glass" 3D design. Track 50+ currencies, create joint family budgets, and instantly split bills. It features a built-in debt tracker and an AI Copilot that chats in natural language and scans paper receipts via OCR. Available in 14 languages with smart budget limits, Telegram push notifications, and native fiat/crypto payments. Your ultimate financial advisor right inside Telegram, no installs needed.
On the analytics side, Kopilo competes within Telegram, Fintech and Personal Finance — topics that collectively have 55.4k followers on Product Hunt. The dashboard above tracks how Kopilo performed against the three products that launched closest to it on the same day.
Who hunted Kopilo?
Kopilo was hunted by Alexander Polozhnov. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of Kopilo including community comment highlights and product details, visit the product overview.
Alexander Polozhnov
Hi PH. I'm Alex, a solo Java dev from Belarus.
Kopilo started because I was tired of opening finance apps that asked me to create an account before I could see anything. I use Telegram for hours every day. My partner does too. Everyone I know does. So I thought: why not just build the tracker there, where people already are?
That was naive. Telegram Mini Apps have their own quirks. The WebKit black screen bug on iOS ate two days. Getting Telegram Stars payments to work required me to anonymously override a validate() method in a Java library because the library refuses to accept an empty provider token, even though that's exactly what Telegram's own API spec requires for Stars. There's a comment in my codebase about it that I will never delete.
The stack: Java 21 + Spring Boot 3 + PostgreSQL + Redis on the backend, living on a OVHCloud VPS. React 19 + TypeScript + Vite on the frontend, on Vercel. For AI I'm using Gemini's native SSE API directly, no wrappers, because every abstraction library I tried added some parameter that broke the stream.
I called the design language "Liquid Glass Finance." 3D account cards, glassmorphism panels, HSL rainbow progress bars on budgets that go from green to red as you spend. Finance apps are almost always grey and boring. I don't think they have to be.
Nine phases from blank repo to this. Right now I'm at phase 9 - domain, scaling, getting real people to use it.
The feature I'm most curious about in terms of user reaction: shared Spaces. You add a partner or roommate, set permissions (can they add transactions? see analytics? manage budgets?), and debts between members are tracked automatically. Real-time via WebSocket. I built it because my girlfriend and I kept having the "wait who paid for groceries" conversation. We don't anymore.
7-day free trial, no card needed. Just Telegram.
Would love to know what finance tracking problem actually bothers you. I have a feedback form built into the app and I read every submission.