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CentsCheck

Know what you can safely spend today. No bank login.

A daily budget app with no bank login. Set a target for your pay cycle, add your bills, log spending, and get one number: what is safe to spend today after bills. Weekly, every two weeks or monthly pay. Daily number free, no ads, iOS and Android.

Top comment

Hi Product Hunt, I'm Danny and I make CentsCheck.

It's for one question: how much can I spend today without wrecking the month? You set a target for your pay cycle, add your fixed bills, and log spending as you go. The home screen shows one number, what's safe to spend today after bills are set aside. There's no bank login anywhere in the app.

It works if you're paid weekly, every two weeks, every four weeks, twice a month, or once a month. The daily number is free. Pro is optional.

AI Link is the newer part. If you use an AI assistant that supports MCP, you can let it read or log your spending. You pick each permission and can switch it off in Settings. Still no bank connection.

I first put CentsCheck up here in March and then never showed up for it. That's on me. Since then I've added shared pools, payday-to-payday budgets, 151 currencies and AI Link.

Links:
- Site: https://centscheck.com/?utm_sour...
- iOS: https://apps.apple.com/app/cents...
- Android: https://play.google.com/store/ap...
- AI Link: https://centscheck.com/ai-link?u...

Honest question for you: is one daily number enough, or would you want to see the week ahead next to it? I'm around today answering comments.

About CentsCheck on Product Hunt

“Know what you can safely spend today. No bank login.”

CentsCheck was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #583 on the daily leaderboard. A daily budget app with no bank login. Set a target for your pay cycle, add your bills, log spending, and get one number: what is safe to spend today after bills. Weekly, every two weeks or monthly pay. Daily number free, no ads, iOS and Android.

On the analytics side, CentsCheck competes within Productivity, Artificial Intelligence and Personal Finance — topics that collectively have 1.2M followers on Product Hunt. The dashboard above tracks how CentsCheck performed against the three products that launched closest to it on the same day.

Who hunted CentsCheck?

CentsCheck was hunted by Danny. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.

For a complete overview of CentsCheck including community comment highlights and product details, visit the product overview.