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APY Ledger
Compare US CD rates by amount, term, and eligibility
Find CDs that fit your deposit, term, and location. APY Ledger tracks rates from 500+ US banks and credit unions, with source links and verification dates. Compare estimated interest, check opening requirements, track rate changes, and explore free calculators for CD ladders, early withdrawal penalties, and after-tax returns.
About APY Ledger on Product Hunt
“Compare US CD rates by amount, term, and eligibility”
APY Ledger was submitted on Product Hunt and earned 0 upvotes and 1 comments, placing #320 on the daily leaderboard. Find CDs that fit your deposit, term, and location. APY Ledger tracks rates from 500+ US banks and credit unions, with source links and verification dates. Compare estimated interest, check opening requirements, track rate changes, and explore free calculators for CD ladders, early withdrawal penalties, and after-tax returns.
On the analytics side, APY Ledger competes within Finance and Personal Finance — topics that collectively have 9.5k followers on Product Hunt. The dashboard above tracks how APY Ledger performed against the three products that launched closest to it on the same day.
Who hunted APY Ledger?
APY Ledger was hunted by XU. A “hunter” on Product Hunt is the community member who submits a product to the platform — uploading the images, the link, and tagging the makers behind it. Hunters typically write the first comment explaining why a product is worth attention, and their followers are notified the moment they post. Around 79% of featured launches on Product Hunt are self-hunted by their makers, but a well-known hunter still acts as a signal of quality to the rest of the community. See the full all-time top hunters leaderboard to discover who is shaping the Product Hunt ecosystem.
For a complete overview of APY Ledger including community comment highlights and product details, visit the product overview.
Hi Product Hunt! I built APY Ledger to make it easier to compare US certificates of deposit beyond the headline APY.
You can filter by deposit amount, term, location, and institution type, then compare estimated interest alongside minimum deposits and opening requirements. Each rate has a source link and a verification date.
The site also includes rate-change tracking and calculators for CD ladders, early withdrawals, and after-tax comparisons with Treasury bills. The comparison tools are free to use.
I would love feedback on the filters and the clarity of eligibility information. What makes comparing CDs difficult for you, and what would help you narrow down your options?